A proven joint venture model protecting investors while helping homeowners
Seller with substantial equity executes a Purchase Agreement and transfers property ownership into a new corporation or LLC. Control of the entity is granted to our partners through signed bylaws and resolutions.
A comprehensive JV agreement is signed between the investor and the entity. A JV Memorandum is recorded on title to establish the investor's interest and legal protection.
Investor capital is used to resolve all existing liens, taxes, and foreclosure threats. A notarized invoice acknowledging the debt is executed and submitted to title for inclusion on the HUD.
Property is refinanced through DSCR loan or sold. Investor capital is paid from proceeds. Homeowner can repurchase at loan amount plus 1% fee.
Our proprietary JV structure minimizes legal complications while maximizing investor protection. Unlike traditional private money lending, we maintain operational control through entity ownership.
This approach allows us to work with homeowners who cannot access traditional or hard money loans due to poor credit and existing foreclosure filings - a market opportunity with substantial equity potential.
We help homeowners facing foreclosure access their equity to stay in their home when they cannot access traditional financing due to bad credit. Our program provides:
Homeowners who don't refinance can sell anytime and keep their equity plus appreciation. They also benefit from time to arrange storage and prepare for moving rather than losing belongings to foreclosure.
Depending on the transaction, either a Quit Claim Deed or Warranty Deed is executed by the seller.
While title insurance is not typically placed on the deed to the investor, we obtain a preliminary title report to confirm clean title.
Property is purchased by entity, then leased and resold with repurchase agreement. DSCR loans applied for by corporate entity, not original homeowner.
Structured as commercial transactions with legal review to ensure consumer protections and usury laws do not apply. We avoid states with unfavorable laws.
The property owner transfers their rights, title, and interest into a corporation (51% us, 49% them). The corporation enters into the joint venture agreement with the investor. The president pledges the property as collateral.
These are short-term investments with no prepayment penalty. The JV capital provides sufficient funds to cure default, provide immediate cash relief to seller, cover consultant fees, and provide arrangement fees to our partners.
The investor holds a memorandum of interest on the property (not a loan) which is bought out when we secure the DSCR refinancing. The average hard money loan is 12% with good credit - we're providing sellers interest rates under 9% on 30-year fixed loans even with foreclosure on their file.
We partner with a loan modification company we've worked with for over 5 years. They refer homeowners who:
This partnership provides us with 4-5 qualified deals per week. We currently have approximately 40 active deals and growing.
Schedule a consultation to learn more about our joint venture structure and current deals.
Schedule Consultation View FAQ